Actuarial Modelling of Claim Counts - Denuit, Michel (Universite Catholique de Louvain, Belgium) a Marechal, Xavier (Universite Catholique de Louvain, Belgium) a Pitrebois, Sandra (Secura Belgian Re) a Walhin, Jean-Francois (Fortis Belguim)

There are a wide range of variables for actuaries to consider when calculating a motorist's insurance premium, such as age, gender and type of vehicle. Further to these factors, motorists' rates are subject to experience rating systems, including credibility mechanisms and Bonus Malus systems (BMSs).